Araria is part of the Seemanchal region of Bihar, close to the Nepal border, with a local economy built on farming, trading and small shops. Business owners here who plan a product-based direct-selling company often ask the same question first: which compensation plan should we use, and how will the software calculate it? This article explains how MLM software in Araria handles the three most common structures, so you can discuss them sensibly with your team and your advisors.
The choice of plan is a business and legal decision. The software's job is narrower but important: apply your approved rules exactly, on real product sales, and show every step of the calculation.
How MLM software in Araria calculates each plan
Important: every number below is an example only. The figures are invented to show how a calculation works. They are not a recommended plan, not typical results and not a promise of any income.
Binary plan
In a binary plan, each distributor has two legs, left and right. Product orders placed in each leg add business volume (BV) to that side. At the end of a cycle, the software matches volume from both sides and pays a percentage on the matched part.
- Example only: in one cycle, the left leg records 3,000 BV of product sales and the right leg 2,000 BV.
- Matched volume is the smaller side: 2,000 BV.
- If the example plan pays 10% on matched volume, the commission is 200 (in your chosen currency or point value).
- The unmatched 1,000 BV on the left may carry forward to the next cycle, if your plan allows carry forward.
The software should also apply any cycle cap, show the carry-forward ledger and explain exactly why a figure was paid or not paid.
Matrix plan
A matrix has a fixed width and depth, for example 3 wide and 3 deep. When a frontline is full, new members are placed below in the next open position, which is called spillover. Commission is usually a percentage of product sales at each level.
- Example only: Level 1 product sales 1,500 BV at 5% = 75.
- Level 2 product sales 4,000 BV at 3% = 120.
- Level 3 product sales 6,000 BV at 2% = 120.
- Example total for the cycle: 315.
Unilevel plan
Unilevel allows an unlimited frontline but pays only to a set number of levels. Plans often require a small personal product purchase to qualify each month, and may use compression, where inactive members are skipped so the commission flows to the next active level.
- Example only: a distributor qualifies with 100 BV of personal purchase.
- Level 1 sales 2,000 BV at 4% = 80; Level 2 sales 3,000 BV at 2% = 60.
- Example total: 140, before TDS and any applicable deductions.
What the software must show for any plan
- A line-by-line breakdown of each commission: source orders, BV, rate and level.
- Carry-forward balances, caps and rank qualifications in plain words.
- Automatic reversal of commission when a product is returned under your cooling-off or refund policy.
- An admin audit log for every rule change, with date and user.
Rules a lawful plan should avoid
No commission should come from a joining fee alone, and no one should earn simply for bringing in new people. Income in a legal model comes from genuine product sales to real customers. If a plan only works when recruitment keeps growing, it is a warning sign, and no software setting can fix that.
Givni, with offices in Patna (Khajpura), Kolkata and Noida, designs and configures MLM software in Araria for product-based direct-selling companies, along with websites, mobile apps, CRM and billing software. We set up your approved plan, products and reports.
Because our registered office is in Patna, our team understands how businesses in smaller Bihar towns work: many distributors use basic Android phones, prefer Hindi screens, and value quick answers on the phone. We keep that in mind while setting up panels, reports and training, so the system stays simple for your staff and distributors.
Compliance first: software for legal direct selling only
This guide is about legal, product-based direct selling. In India, direct selling is governed by the Consumer Protection (Direct Selling) Rules, 2021, and pyramid and money circulation schemes are banned, including under the Prize Chits and Money Circulation Schemes (Banning) Act, 1978. Before launch, make sure your business has:
- Genuine products at fair prices, with income coming from real product sales.
- No income from joining fees alone, and no reward simply for recruiting.
- A transparent, written compensation plan that distributors can read before joining.
- A cooling-off period, returns and refund policy.
- KYC of every direct seller before payouts.
- A grievance redressal mechanism with a named contact.
- Proper records, GST invoicing and TDS on payouts.
This is general information, not legal advice. Please consult a qualified lawyer or Chartered Accountant before finalising your plan.
हिंदी में पढ़ें: बाइनरी, मैट्रिक्स और यूनिलेवल प्लान कैसे काम करते हैं
अररिया और सीमांचल के कई व्यापारी जब डायरेक्ट सेलिंग बिज़नेस की योजना बनाते हैं, तो सबसे पहला सवाल होता है – कौन-सा कमीशन प्लान चुनें और सॉफ्टवेयर उसे कैसे गिनेगा? यहाँ आसान भाषा में तीनों प्लान समझते हैं। ध्यान रहे, नीचे दिए गए सभी आंकड़े केवल उदाहरण हैं, किसी कमाई का वादा नहीं।
बाइनरी प्लान: इसमें हर डिस्ट्रीब्यूटर के दो पैर होते हैं – बायाँ और दायाँ। दोनों तरफ़ होने वाली प्रोडक्ट बिक्री का BV जुड़ता है। मान लीजिए (केवल उदाहरण) बाएँ तरफ़ 3,000 BV और दाएँ तरफ़ 2,000 BV है, तो मिलान 2,000 BV पर होगा। अगर प्लान में 10% तय है, तो कमीशन 200 होगा और बचा हुआ 1,000 BV अगले साइकिल में जा सकता है, अगर नियम इसकी अनुमति देते हैं।
मैट्रिक्स प्लान: इसमें चौड़ाई और गहराई तय होती है, जैसे 3x3। पहली लाइन भर जाने पर नए सदस्य नीचे की खाली जगह पर लगते हैं, जिसे स्पिलओवर कहते हैं। हर लेवल की प्रोडक्ट बिक्री पर तय प्रतिशत मिलता है।
यूनिलेवल प्लान: इसमें पहली लाइन में कितने भी लोग हो सकते हैं, लेकिन कमीशन कुछ तय लेवल तक ही मिलता है। अक्सर हर महीने थोड़ी व्यक्तिगत प्रोडक्ट ख़रीद की शर्त होती है।
किसी भी प्लान में सॉफ्टवेयर को हर कमीशन का पूरा हिसाब दिखाना चाहिए – कौन-सा ऑर्डर, कितना BV, कौन-सा लेवल और कितना प्रतिशत। अगर कोई ग्राहक कूलिंग-ऑफ़ अवधि में प्रोडक्ट लौटाता है, तो उससे जुड़ा कमीशन अपने-आप वापस होना चाहिए। एडमिन जब भी कोई नियम बदले, उसका रिकॉर्ड भी रहना चाहिए।
सबसे ज़रूरी बात: कमीशन सिर्फ़ जॉइनिंग फ़ीस या नए लोगों को जोड़ने पर नहीं, बल्कि असली प्रोडक्ट बिक्री पर बनना चाहिए। भारत में पिरामिड और मनी सर्कुलेशन स्कीम पर प्रतिबंध है, और डायरेक्ट सेलिंग उपभोक्ता संरक्षण (डायरेक्ट सेलिंग) नियम, 2021 के तहत आती है। इसलिए अपना प्लान किसी वकील या CA से जाँच करवाकर ही लागू करें। Givni आपका स्वीकृत प्लान सॉफ्टवेयर में सही-सही सेट करने में मदद करता है, ताकि हर डिस्ट्रीब्यूटर को साफ़ और भरोसेमंद हिसाब मिले।
प्लान चुनते समय अपने प्रोडक्ट के मार्जिन और ग्राहकों की असली माँग को ध्यान में रखें, ताकि प्लान लंबे समय तक टिकाऊ रहे।
Frequently asked questions
Which plan is best for a new company in Araria?
There is no single best plan. The right structure depends on your products, margins and legal advice. Givni configures whichever approved, product-based plan you choose and can show sample calculations before launch.
Are the example figures in this article realistic earnings?
No. They are invented only to explain the arithmetic. They are not typical results, and no software or company should promise income to distributors.
Can the software reverse commission when a product is returned?
Yes. When a return is approved under your refund or cooling-off policy, the linked BV and commission can be reversed automatically and shown in the ledger.
Can we change plan percentages later?
Yes, rules are configurable from the admin panel with an audit log. Any change should first be reviewed by your legal or CA advisor and communicated clearly to distributors.
Talk to Givni about your project in Araria
If you are planning a legal, product-based direct-selling business in Araria, Givni can walk you through a demo and discuss your requirements. Call +91 98359 42411 or +91 94304 55055, email givniinfo@gmail.com, or send your details through our contact page.
